A world leader in financial inclusion

What we do

Three million people in Australia are excluded from mainstream financial institutions and their banking and insurance products. This places them and their families at risk of poverty and poor social, emotional and health outcomes.

Good Shepherd Microfinance is a world leader in financial inclusion products, services and advisory. We offer fair and affordable financial programs to people on low incomes, and advisory services with a global reach.

We work collaboratively with the corporate, government and community sectors to create people-centred programs that enable clients to realise their own economic wellbeing, as they define it themselves. This approach leaves clients feeling valued and in control of their finances and lives.

Loans and Services

No Interest Loan Scheme (NILS) Logo

No interest loans of between $300 - $1,200 for essentials goods and services such as white-goods, furniture, and education expenses.

nils.com.au
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StepUP Loan Logo

Low interest loans of between $800 - $3,000 with no fees and affordable repayments offered in partnership with NAB.

stepuploan.org.au
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Good Money Logo

Retail stores offering safe, fair and affordable financial services at prominent 'high street' locations in Victoria, South Australia and Queensland.

goodmoney.com.au
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Good2GoNow Logo

A buying service which leverages the purchasing power of our national network to access the best prices, quality products and excellent customer service for clients.

good2gonow.com.au
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Good Insurance Logo

Affordable, simple and effective insurance policies for people on low incomes, designed in partnership with some of Australia's leading insurers.

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Financial Inclusion Action Plans (FIAP) Logo

A national program providing organisations with a framework to support the development of a series of practical actions they can take to improve financial inclusion for employees, customers and communities.

FIAP website coming soon
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AddsUP Savings Plan Logo

A matched savings plan of up to $500 offered to people who have successfully repaid a NILS or StepUP loan, offered in partnership with NAB.

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Good Learning Logo

Online learning, face-to-face training and webinars that maximise the skills and resources of microfinance workers across Australia.

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LaunchME Logo

The Microenterprise program is an initiative of Good Shepherd Microfinance and the South Australian Government that supports innovative small business ideas from people in South Australia.

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When I was successful in getting a loan, it picked me up. I felt I was in control again.

Norma, NILS client