On the 6th day of Christmas my no interest loan was approved for two couches and a fridge.

When Marisol’s fridge broke down, she just didn’t have the money to buy a new one. Things were difficult financially, and she also needed new furniture as her second hand couches were falling apart.

A friend referred her to Good Money Collingwood, and with a NILS loan she was able to buy a new fridge and couches.

“My children actually thought that you know, I’d won the lotto or something, they thought ‘oh wow, when did we get all this stuff’. I surprised them when it got delivered so it was more like a gift for them, and they were pretty excited about it.”

I think it is beneficial for anybody to get a NILS loan, no matter what age you are. When you don’t have savings or anything to back you up, they are there for you.”

The No Interest Loan Scheme (NILS) provides individuals and families on a low income access to safe, fair and affordable credit. Loans start from $300 up to $1200 for essential goods and services. To find out more, call 13 NILS (13 6457) or www.nils.com.au

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