On the 9th day of Christmas my no interest loan was approved for a pre-electrical apprenticeship for my son.

Anna wanted to give her son the best education possible. She was hoping to pay for him to do a pre-electrical apprentice training at TAFE, but couldn’t afford it.

Anna heard about NILS and applied for a loan through Thornbury Women’s Neighbourhood House.

“It was a great, great help to me. Since then I haven’t looked back, I have no regrets, my son did well, he completed the course. He’s just looking now for an electrical apprenticeship but he’s doing really well.”

“Knowing that you are getting a small repayment out every fortnight, and you know it is affordable, and you know that you can survive. It’s like you don’t even know that it’s coming out.”

The No Interest Loan Scheme (NILS) provides individuals and families on a low income access to safe, fair and affordable credit. Loans start from $300 up to $1200 for essential goods and services. To find out more, call 13 NILS (13 6457) or www.nils.com.au 

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Household Relief Loans Without Interest

Household Relief Loans Without Interest for anyone impacted by COVID-19 are available now. In collaboration with the Australian Government, we’re providing No Interest Loans of up to $3,000 towards rent and utilities, repayable over 24 months. Take our 2 minute eligibility check and find out more here.