StepUP loan sets Ma San up for a new beginning

When Ma San was accepted into Biomedicine at Deakin she was overjoyed. But, without a car, she was unable to travel to university or work as a personal maths and science tutor.

Ma San didn’t have the savings to buy a car outright, and briefly wondered how she was going to manage. A friend told her about the low interest StepUP loan. The loan could make it possible for her to afford a car without any fees, and make repayments over three years. 

So, just before university began in February, Ma San found a car and applied for a StepUP loan through Good Money in Dandenong. The process was very quick and easy, allowing Ma San to buy the car well before university began. Now, Ma San makes repayments from her Youth Allowance through direct debit and finds it a hassle-free way to manage her student income.

With her studies underway, Ma San has a dream to return to Burma, where she emigrated from with her family aged 15, to work in remote areas as a General Practitioner.

Find out more about the low interest StepUP loan
StepUP provides low interest loans to people on low incomes through community providers across many parts of Australia. StepUP is an initiative of Good Shepherd Microfinance in partnership with National Australia Bank (NAB). StepUP offers loans of between $800 and $3000 for personal or household purposes. StepUP loans are for individuals or families holding a current Centrelink Concession Card or receiving Family Tax Benefit Part A. Interest is charged at a fixed low rate, and loans can be repaid over three years. No fees apply. Loan is provided by NAB and is subject to NAB’s credit assessment. Terms and conditions apply. To find out more, visit

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