Good Shepherd Microfinance Senate Submission

As part of the Senate inquiry into financial credit services targeting people in financial hardship, Good Shepherd Microfinance provided insights based on experience supporting people on low incomes with an average of 2,200 loan applications per week.
This submission outlines a view that buy-now pay-later services and other credit products that operate functionally as credit products, should be required to lend responsibly via compliance with the responsible lending consumers obligations.

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Our hearts and thoughts go out to everyone impacted directly or indirectly by the coronavirus pandemic.

Good Shepherd will continue to provide No Interest Loans (NILS) to people in our community who need this support. We are revising our financial hardship policy and will keep you updated. For assistance, please contact your nearest NILS provider or Good Money store.