Good Shepherd Microfinance Senate Submission

As part of the Senate inquiry into financial credit services targeting people in financial hardship, Good Shepherd Microfinance provided insights based on experience supporting people on low incomes with an average of 2,200 loan applications per week.
This submission outlines a view that buy-now pay-later services and other credit products that operate functionally as credit products, should be required to lend responsibly via compliance with the responsible lending consumers obligations.

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